No
Am I covered if I lend my car to someone else?
Your auto insurance policy is for the car, not the driver, meaning your auto insurance will usually cover damages incurred by a friend or family member borrowing your car, up to your policy limit. The borrowing driver's auto insurance serves as secondary coverage, kicking in after the limits of the owner's policy have already been reached.
Resources:
No
Am I covered if I lend my car to someone else?
Your auto insurance policy is for the car, not the driver, meaning your auto insurance will usually cover damages incurred by a friend or family member borrowing your car, up to your policy limit. The borrowing driver's auto insurance serves as secondary coverage, kicking in after the limits of the owner's policy have already been reached.
Resources: