Off-road vehicle insurance
At home, on the road, and when your home is on the road – we have you covered. Off-road vehicle (ORV) insurance from The Hanover goes the extra mile, with coverage for golf carts, ATVs, snowmobiles and more.
You can insure your ORV through your existing Platinum or Connections auto or home policy.
This product is currently only available in MI.
Options for the ORV you drive
Craft your coverage
Craft your coverage
- $1,500 in custom equipment coverage at no extra charge, with options to increase up to $40,000
- $1,000 in rider safety apparel coverage at no extra charge, with options to increase up to $5,000
- Up to $3,000 in coverage for personal property while it’s being carried on or stored in your off-road vehicle. No deductible applies.
- Up to $10,000 in electronic equipment coverage for non-original equipment that receives or transmits audio, visual, or data signals
For financed or leased ORVs
For financed or leased ORVs
The Hanover's loan/lease coverage helps cover the difference between the vehicle’s actual cash value and the remaining amount owed on the loan/lease in the event that the vehicle is totaled.
Rev up real savings
Rev up real savings
Discounts available for:
- Advanced quote
- Paid in full
- Account credit
- Locked storage
- Homeowner
- Group affiliation
All your protection in one place
Whether your idea of recreation involves action and adventure, or cruising at a leisurely pace, you’ll enjoy it even more knowing you’re protected. The convenience of having all your coverage in one place, on one bill, means less paperwork and fewer service fees.
Not only do you get the convenience of one account, you also save money on both your ORV and home premiums when both policies are insured with The Hanover.
Coverage to consider
Umbrella
Umbrella
An umbrella policy can provide broader coverage and higher liability limits than what is available as a part of your homeowners policy.
Liability
Liability
Liability coverage provides financial protection for a driver who, while operating a vehicle, harms someone else or their property.
Physical damage
Physical damage
If you cause an accident, physical damage helps pay for damages to another person’s vehicle or property.
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