Tornado safety tips and resources for businesses

Tornadoes may cause downed power lines, relocated debris and structural issues to buildings. We are here to help you get back to business should you need to file a claim.

Here are some tips to help you prepare and keep your employees and property safe. Please follow local emergency personnel evacuation plans and routes to take.
 

Prepare today

1. Have a plan in place - Develop a written business continuity plan that includes tornado preparedness. Make sure employees know what to do if a storm is coming.
2. Purchase a weather radio – Obtain a radio with local discrimination capability. 
3. Stay alert - Sign up for and pay attention to weather alerts.
4. Back it up - Have emergency backup power lined up for your facility before a storm is forecast. 
5. Assess security needs - Depending on the type of business you run, you may need additional security at the site following a storm. 
6. Check your coverage - Review your business insurance coverage. 

If a storm is coming

1. Select a shelter and make a plan.
2. Keep your eye on the sky – Watch for heavy, dark clouds with thunder and lightning.
3. Listen to weather updates – Have a battery-operated radio handy in the event of a power outage.
4. Move items inside – Outdoor materials may blow around during the storm and cause damage. 

During the storm

1. Seek shelter immediately - Head to a designated and stocked area.
2. If you are in a car, stop and get out – Seek shelter away from your vehicle.
3. Stay away from trees, power lines and utility poles.
4. Keep low – If you are in a high rise, head to the lowest floor possible.

After the storm

1. Check for employees – Locate individuals who may be trapped or injured. Do not move injured people; call 911.
2. Inspect gas, electrical and water lines – Carefully look for structural damage such as foundation cracks. If unfamiliar with what to look for, call a professional or emergency services.  
3. Document any property damage – Take photos and videos and save receipts for immediate repairs made to prevent further damage.
4. Stay out of damaged buildings – Do not enter until it is safe to do so.
5. Avoid touching power lines – Assume all downed power lines are live.
6. Wait to dispose of any items – Don’t throw items away until you have met with your insurance adjuster.

Be sure to notify our claims team immediately if there is damage and protect the property while mitigating any future risk.

Weather resource center