Severe storm safety tips and resources for individuals

Severe storms can bring significant wind, hail, rain and lightning, which may lead to property damage, power outages and flooding. A direct lightning hit can cause damage to electrical and non-electrical items, leading to outages and fires. We are here to help should you need to file a claim.

Here are some tips to help you prepare for the storm and keep your family and property safe.
 

Prepare today

1. Create a family communications plan – Develop a family contact sheet with names, addresses and phone numbers of important contacts including doctors, schools and out-of-state family members. Keep an online backup available.
2. Make a home inventory – Insurance claims are typically processed faster when an inventory is available.
3. Stay alert - Sign up for weather alerts.

To help prevent any future hail damage:

1. Inspect your roof  – Repair any problem areas.
2. Think impact resistance – Consider installing impact-resistant shingles if re-roofing.
3. Keep trees trimmed and maintained.
4. Clean your gutters – Make sure gutters and downspouts are clear to ensure water can efficiently drain from your roof.

If a storm is coming

1. Move items inside (bikes, furniture) as they may blow around during the storm and cause damage. Do not store gas-powered articles inside your home; secure them outside.
2. Park your car in the garage.
3. Close all interior doors to help reduce wind damage.
4. If you have a sump pump, ensure that it is working. Secure a battery backup if possible.
5. Close drapes, blinds and window shades. If there is hail, this will keep wind from blowing broken glass inside.

During the storm

1. Stay indoors – Keep away from windows and move to an interior room if possible. Wait to go outside until there is confirmation that the storm is no longer a threat to your area.
2. Find safe shelter (not under trees) if you are outside.
3. Remain in your vehicle if you are driving – Pull over to a safe location if driving becomes difficult.
4. Listen to weather updates - Have a battery-operated radio handy in the event of a power outage.
5. Avoid using electric appliances.
6. Wait to go outside – Remain inside until there is confirmation that the storm has passed by your area.

After the storm

• If there is flooding: 
  • Clean up pools of water
  • Dry damp areas to prevent mold and mildew.
  • Move damp items outdoors when safe to prevent mold growth.
  • Move items away from damp areas.

Be sure to notify our claims team immediately if there is damage and protect the property while mitigating any future risk.

Weather resource center