Hail preparation and safety tips for businesses

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 Fast facts

Texas, Kansas and Nebraska lead the U.S. for the most major hail events. – Insurance Information Institute 
May and June are the most popular months for hail loss claims. – Insurance Journal
There were 3,763 major hailstorms in 2021. - NOAA

Prepare today
Inspect your roof for damage — Repair any problem areas.
Think impact-resistance — Select a hail impact-resistant roof for a new building or when re-roofing.
Protect electrical systems —Consider installing hail guards to protect HVAC systems or purchasing HVAC equipment with factory-installed hail guards.
Keep trees trimmed and maintained.
Clean your gutters – Make sure gutters and downspouts are clear to ensure water can efficiently drain from your roof.
Check your coverage - Review your business insurance coverage. 

Before the storm
Park your fleet in a garage— If you don’t have a garage, cover as much as you can with car covers or heavy blankets.
Move items inside – Outdoor equipment, materials and furniture may blow around during the storm and cause damage. 
Close any window coverings - Protect against blowing or shattered glass.
 
During the storm
Seek shelter if you are outside - Protect your head from hail.
Remain inside - Stay away from windows
Stay unplugged - Do not use phones or electrical outlets during a severe hailstorm where lightning is present, or you risk electrocution 
Safely pull over to the side of the road if you are driving - Close your sunroof cover and position yourself away from the sunroof to avoid shattered glass

After the storm
Document any property damage with photos or videos.
 

How to report a claim

Online at www.hanover.com

By phone: 800-628-0250

By mobile app: Hanover mobile

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. The Hanover Insurance Company and its affiliates and subsidiaries (“The Hanover”) specifically disclaim any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you, The Hanover does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.